Idle Cash Calculator Β· Free

See what sits above your buffer

Enter the cash you hold and the liquid buffer you want on hand. The calculator measures idle cash above that line, and the annual cost of that idle cash against a published reference rate. No account. No advice.

Balances

Add checking, savings, or other cash balances. Nothing is moved or sold.

$25,000

The buffer is the cash you want kept available. Everything above it is idle for this measurement.

Nort Capital is educational software. The Idle Cash Calculator measures idle cash above a buffer you set and shows annual cost against a published reference rate. It does not provide advice or recommend financial products.