Annual cost
The formula: idle cash × published reference rate
"Annual cost = idle cash above your buffer, held against a published reference rate: educational, not advisory."
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Nort Capital
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Educational tool
Caveats that keep it educational
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Formula first, then the educational caveats
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Measure idle cash
before it sits unnoticed
The Idle Cash Calculator is free and ungated. Watch is optional read-only monitoring if you want the measurement over time.