See idle cash.
Set your buffer.
Know what sitting still costs.

Nort Capital measures how much of your cash sits above the buffer you set, and what that idle cash costs against a published reference rate.
Open Idle Cash Calculator
Open Idle Cash Calculator
See Nort Capital Watch
See Nort Capital Watch

Educational software only. No advice, no product picks, no moving money. The calculator is free. Watch is optional monitoring at $6/mo or $49/yr.

Why measure
Why measure
Features
Features
How the Idle Cash Calculator works
Two people reviewing a laptop together at a kitchen table.

What Nort Capital
measures for you

All features
All features
Person focused on a tablet at a desk.
Idle Cash Calculator
Free, ungated measurement of cash above your buffer and its annual cost.
View feature
Phone notification about a cash balance that has sat unchanged, with a professional reviewing papers nearby.
Buffer you set
You choose the cash you want available. Everything above that line is idle.
View feature
Laptop on a desk showing a financial measurement dashboard.
Annual cost
Idle cash shown against a published reference rate so sitting still has a clear number.
View feature
Person outdoors checking a phone with an idle-cash measurement overlay.
Nort Capital Watch
Read-only monitoring with duration tracking and quarterly reports. $6/mo or $49/yr.
View feature

Why idle cash
is worth measuring

Cost
Buffer
Duration
Rate
Cafe manager holding a tablet in a busy kitchen.

Idle cash has an annual cost you can measure

Cash above your buffer is sitting still. Nort Capital shows the annual cost of that idle cash against a published reference rate, so the number is clear.
Open calculator
Open calculator

You set the buffer. Everything above it is idle.

A buffer is the cash you want available. Nort Capital does not tell you what buffer to choose. It measures what sits above the line you set.
Open calculator
Open calculator

Watch tracks how long idle cash stays idle

Nort Capital Watch is read-only monitoring. It records duration and produces quarterly reports. It does not move money or recommend products.
See Watch
See Watch

Cost is measured against a published reference rate

The calculator uses a published reference rate, not a personalized forecast. The point is a clear, comparable number, not advice.
Open calculator
Open calculator

From unclear cash
to a measured number

01
Enter balances
02
Set your buffer
03
See idle cash
04
Read the cost

Idle cash is easy to miss.
We make the number clear.

About Nort
About Nort

FAQs

Plain answers

What does the Idle Cash Calculator measure?
It measures cash above a buffer you set, and the annual cost of that idle cash against a published reference rate. It does not provide advice or recommend products.
Do I need an account?
No. The calculator is free and ungated. You can run a measurement without creating an account.
What is Nort Capital Watch?
Watch is optional read-only monitoring at $6/mo or $49/yr. It tracks duration and produces quarterly reports. It does not move money.
Is this financial advice?
No. Nort Capital is educational software. It measures idle cash. It does not tell you what to do with it.
What reference rate do you use?
Cost is shown against a published reference rate so the figure is comparable and transparent. It is not a personalized forecast.
Will Nort Capital recommend a bank or product?
No. The product measures. It does not recommend banks, accounts, or investment products.
Not sure where to start?
Still have a question about idle cash, your buffer, or Watch? Send a note and we will point you to the right page.
Contact
Contact

Nort Capital is software for measuring idle cash above a buffer you set. It is an educational instrument, not advice, and it does not recommend products or banks.

Buffer
You set
The cash amount you want kept available. Nort Capital does not choose this number for you.
Idle cash
Measured
Balances above your buffer are treated as idle cash: cash sitting still above the line you set.
Annual cost
vs rate
Idle cash is shown against a published reference rate so the annual cost of sitting still is visible.
Watch
$6/mo
Optional read-only monitoring with duration tracking and quarterly reports. Also available at $49/yr.
Two people reviewing a laptop together at a kitchen table.

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