Buffer you set
Your line for available cash
Why the buffer matters
A buffer is the cash you want kept available. Nort Capital does not choose it for you. Everything above that line is idle for the measurement.
You decide
Set the amount that should stay available. No recommendation. No default sold as advice.
Above the line
Cash above your buffer is treated as idle cash: sitting still above the line you chose.
Then measure
The calculator uses your buffer to show idle cash and annual cost against a published reference rate.
"Every measurement starts with your buffer. Cash above that line is idle. What you do with the number stays yours."
How measurement works
Nort Capital
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Educational tool
The buffer is yours to set
Nort Capital measures against the line you choose. It does not tell you what buffer is right.
Ungated access
Run a measurement without creating an account. Free by design.
Published rate
Cost uses a published reference rate so the figure is comparable and transparent.
No advice
The calculator measures. It does not tell you what to do with the number.
Optional Watch
Keep the measurement over time with read-only monitoring at $6/mo or $49/yr.
Measure idle cash
before it sits unnoticed
The Idle Cash Calculator is free and ungated. Watch is optional read-only monitoring if you want the measurement over time.